Solutions

Fixed-Rate Lending CLOB

Using a clob to fix the rate

Centuari introduces a fixed-rate lending system built on a deCentralized Lending Order Book (CLOB), allowing borrowers to agree on a predetermined interest rate before initiating a loan. In this model, lenders and borrowers interact directly through the order book by placing lending and borrowing orders at fixed rates and quantities according to their individual preferences. This innovative approach eliminates the unpredictability of interest rates and offers both parties enhanced transparency, control, and certainty within the DeFi lending ecosystem.

Unlocking Institutional Adoption: Predictable DeFi Lending with CLOB and Restaking Guarantees

Workflow

Centuari addresses the barrier to institutional adoption in DeFi lending by combining a Central Limit Order Book (CLOB) mechanism with restaking-based underwriting to deliver a predictable, structured borrowing environment. Institutions typically avoid unpredictable variables such as volatile interest rates and opaque risk models. By leveraging a CLOB, Centuari offers transparent, fixed-rate lending markets where borrowing terms are clearly visible and executed through on-chain order matching. Complementing this, restaking serves as a decentralized underwriting layer, where operators lock value as collateral to guarantee loan performance, minimizing counterparty risk. This dual system ensures that institutional participants can engage with DeFi lending protocols through a reliable, risk-mitigated, and predictable framework aligned with their operational standards.